Frequently Asked Questions

Title insurance protects against loss or damage resulting from defects that may have occurred in the past on that particular property.

A commitment is a report issued by a title company showing the condition of the title and committing the title insurance company to issue a form policy as designated in the commitment, upon compliance with a satisfaction of requirements set forth in the commitment.

A requirement is a condition that must be satisfied before a title insurance policy will be issued insuring marketable to that particular property. In other words, title is responsible for paying off any current liens in order for the new lender to take first lien position.

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